Last Updated: 26 September 2026
These Terms of Service (“Terms”) govern your access to and use of the website, content, and services provided by Deer Creek Enterprises Inc. (“Deer Creek”, “we”, “us”), including content located at deercreekenterprisesinc.com and associated pages (collectively, the “Site”). By accessing or using the Site—browsing, reading content, requesting a consultation, submitting forms, or otherwise interacting with Site features—you agree to be bound by these Terms and by any policies referenced here, including our Privacy Policy. If you do not agree, do not use the Site. We may update these Terms from time to time; when we do, we will revise the “Last Updated” date above. Your continued use after an update constitutes acceptance of the revised Terms. You are responsible for reviewing these Terms periodically.
Deer Creek Enterprises is a Maryland-based investment management firm supporting accredited individuals and institutions with actively managed portfolios, algorithmic investment execution, risk management, and no-fee annuity and CD programs. The Site provides general information about our firm and programs. Unless a separate written client agreement states otherwise, the Site itself does not constitute investment advice, an offer to sell, or a solicitation to buy any security, and nothing on the Site should be relied on as a substitute for individualized advice from our team. We may modify, suspend, or discontinue any part of the Site at any time, with or without notice, and we are not liable for any such change.
Deer Creek's investment programs are generally offered to accredited investors as defined by applicable securities law, and our minimum account size is $50,000 unless we agree otherwise in writing. You must be the age of majority in your jurisdiction to use the Site in a commercial capacity or enter into an agreement with us. If you use the Site on behalf of a company or trust, you confirm you have authority to bind that entity. You agree that information you submit will be accurate and kept up to date. By submitting a request, you consent to receive transactional communications related to your inquiry (e.g., confirmations, scheduling messages). We may decline or reschedule requests to accommodate availability or operational needs, and we will make reasonable efforts to notify you.
If you open an account with Deer Creek, the scope, fees, minimum investment, and any program-specific terms will be set out in a separate written client agreement. Unless explicitly agreed in writing:
You remain responsible for your own investment decisions, for reviewing account statements, and for the accuracy of information you provide to us.
All text, graphics, logos, marks, images, videos, page layouts, and compilations on the Site are owned by Deer Creek or our licensors and are protected by applicable intellectual property laws. Access does not grant you ownership rights. You may display and make a reasonable number of internal copies of pages for evaluation and discussion within your organization, provided you preserve all notices and do not remove authorship attributions. Any reproduction, distribution, public display, or derivative use outside your internal context requires our prior written consent. You may not crawl, scrape, mirror, or systematically harvest Site content, nor use automated tools to build databases from our materials, except where permitted by applicable law that cannot be contractually waived.
If the Site allows you to submit information (questions, account details, feedback, documents), you grant us a non-exclusive, worldwide, royalty-free license to use those submissions solely to operate the Site, respond to requests, improve materials, and protect the integrity of our services. Do not submit confidential information you are not authorized to share. You agree not to upload or transmit content that is unlawful, deceptive, defamatory, harassing, obscene, or otherwise objectionable; not to impersonate others; not to probe, scan, or test system vulnerabilities; and not to interfere with Site operations or security. We may restrict access or remove content to maintain safety and lawful use.
The Site may link to third-party platforms (e.g., scheduling, maps, social media, cloud tools). If you use those links, you enter into relationships governed by third parties’ terms and privacy policies, not these Terms. We do not control or endorse third-party sites and are not responsible for their availability, security practices, or representations. Any disputes arising from third-party transactions should be handled with the third party directly.
Our handling of personal information collected through the Site is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to collection and processing consistent with that policy, including the use of cookies or similar technologies where enabled. You agree not to submit sensitive personal information that is not necessary for the requested interaction.
The Site and all content are provided “as is” and “as available,” without warranties of any kind, express or implied. Nothing on the Site constitutes investment, legal, or tax advice, and it should not be relied upon as a substitute for advice from a qualified professional familiar with your individual circumstances. To the fullest extent permitted by law, we disclaim all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranties arising from course of dealing or usage. We make no promise that the Site will be uninterrupted, timely, secure, or error-free.
All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no strategy, algorithm, or level of human oversight can eliminate investment risk. To the fullest extent permitted by law, Deer Creek will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenues, lost data, or business interruption arising from or related to your use of the Site or reliance on its content. Where liability cannot be excluded, it is limited to the maximum extent permitted by applicable law.
We may suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, including if we reasonably believe you have violated these Terms, posed a security or legal risk, or engaged in conduct that could harm other users, us, or third parties. Upon termination, the rights granted to you under these Terms will cease immediately. Sections that by their nature should survive—such as ownership, disclaimers, limitations of liability, and governing law—will continue to apply.
We may revise these Terms or change the Site from time to time to reflect content updates, technical changes, or legal requirements. When material changes occur, we will update the “Last Updated” date and may provide notice on the Site. If you disagree with any update, your sole remedy is to stop using the Site.
Questions about these Terms can be directed to our published contact points. Email is preferred for the fastest response. If you need to send a formal notice, use a trackable delivery method and include sufficient detail for us to identify your interaction with the Site, along with your contact information for reply.
These Terms and any dispute arising out of or relating to them or to the Site will be governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict-of-laws principles. Before filing a formal claim, the parties will first attempt in good faith to resolve the dispute through informal discussions. If unresolved, disputes will be handled by the competent courts of Maryland, unless otherwise agreed in a separate written agreement. Nothing in this section prevents either party from seeking injunctive or equitable relief in a court of competent jurisdiction to prevent imminent or ongoing harm.